Terms of Use

Last Updated: January 9, 2025

Welcome to FiscalMeans.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by the following Terms of Use. Please read them carefully. If you do not agree with these terms, please do not use this Website.


1. Acceptance of Terms

By accessing and using FiscalMeans.com, you agree to be bound by these Terms of Use and our Privacy Policy. These terms apply to all visitors, users, and others who access or use the Website.


2. Informational Purposes Only

All content on this Website, including blog posts, calculators, downloads, and other tools, is provided for general informational purposes only. It does not constitute financial, legal, tax, or professional advice. Please consult a qualified advisor before making financial or business decisions.


3. Affiliate Links and Disclosures

FiscalMeans.com participates in affiliate programs, which means we may earn commissions on qualifying purchases made through links on this site. These links will always be disclosed in accordance with FTC guidelines. Our opinions and recommendations remain our own, and we only promote products or services we genuinely believe in.


4. User Conduct

You agree not to use this Website in a way that:

  • Violates any applicable law or regulation
  • Infringes on intellectual property or privacy rights
  • Is harassing, defamatory, obscene, or otherwise inappropriate
  • Interferes with the functionality or accessibility of the Website

We reserve the right to remove comments or block users who do not follow these guidelines.


5. Intellectual Property

All content on this Website—including articles, tools, branding, graphics, and downloadable resources—is the property of Fiscal Means, LLC or its content suppliers, and is protected by copyright and intellectual property laws. You may not reproduce, modify, distribute, or republish any part of this site without written permission.


6. Use of Tools and Calculators

We offer various budgeting tools, tax calculators, and other resources. These are for informational use only and are provided “as is,” without warranties of any kind. While we do our best to keep them updated, we do not guarantee accuracy or results. Use at your own discretion.


7. Links to Third Parties

Our content may include links to third-party sites or tools, such as Mint, TurboTax, QuickBooks, or other financial resources. We’re not responsible for the content, practices, or availability of these third-party sites. Visiting them is at your own risk.


8. User Contributions

Users may be able to comment on blog posts or contribute to discussions. By submitting any content to the site, you grant Fiscal Means, LLC a non-exclusive, royalty-free, perpetual license to use, display, and modify your contributions. We reserve the right to moderate or remove content at our sole discretion.


9. Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. Fiscal Means, LLC makes no warranties or representations, express or implied, about the accuracy, reliability, or completeness of the Website content.


10. Limitation of Liability

To the maximum extent permitted by law, Fiscal Means, LLC shall not be liable for any damages arising from the use or inability to use this Website, including indirect, incidental, or consequential damages.


11. Indemnification

You agree to indemnify and hold harmless Fiscal Means, LLC, its affiliates, officers, employees, and agents from any claims, liabilities, or damages related to your use of the Website or violation of these Terms.


12. Modifications to Terms

These Terms of Use may be updated from time to time. We’ll post changes on this page with a new “Effective Date.” Your continued use of the Website after changes constitutes your acceptance of the updated terms.


13. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.


14. Contact Information

Questions? To reach out at any time, Click Here

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