Welcome to Fiscal Means!

I’m a licensed North Carolina Certified Public Accountant (CPA), and this website is where I share informative, entertaining, and educational content about personal finance, small business strategy, smart spending, frugal living, passion projects, and money management for real life.

So here’s the important stuff:

No Rendering of Advice

The information contained within this website is provided for informational and entertainment purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant.

While the aim to is to offer insights based on my professional background, nothing here should be considered financial, tax, legal, or accounting advice tailored to your individual situation. So before making any financial decisions please consult with your own CPA, attorney, or trusted advisor. Make sure you do your research and due diligence.

While laws change and circumstances differ, no blog post or video—no matter how smart—can replace personalized advice from a qualified professional who knows your specific needs.

Presentation of information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant.

Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law.

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Accuracy of Information

While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free.

Also, to help create and refine some of the content ChatGPT is used—an AI tool developed by OpenAI—as a research assistant and writing collaborator.

We assume no liability or responsibility for any errors or omissions in the content of this website or such other materials or communications. By using this site, you agree that Fiscal Means and its owner are not responsible for any outcomes resulting from the use or misuse of the information presented. 

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Links to Third-Party Websites & Affiliate Disclosure

Fiscal Means may contain links to third-party websites, products, and services—including affiliate links. This means we may earn a small commission if you click through and make a purchase, at no additional cost to you.

These links help support the blog, and we only recommend products or services we believe in or have personally vetted.

While we may endorse certain third-party offerings, we do not control or guarantee the content, quality, accuracy, or reliability of any external websites or services. The responsibility for those products and services lies solely with the third-party providers.

Your interactions with these sites are entirely at your own discretion and risk. We encourage you to review their terms, privacy policies, and customer feedback before engaging.

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Disclaimer of Warranties and Limitation of Liability

Fiscal Means is provided on an “as is” and “as available” basis, without warranties of any kind—either express or implied. Your use of this website, and reliance on any information or resources presented, is entirely at your own risk.

To the fullest extent permitted by law, we and our affiliates, contributors, and suppliers disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content.

Neither Fiscal Means nor its owner, partners, or content providers shall be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this website, or from any interaction with third-party links, products, or services featured here.

We make no guarantees that the site will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

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Now, let’s get back to making more smart money moves.