March 20, 2023 FiscalMeans Visited 889 times , 1 Visits today
Budgeting
Welcome to the Fiscal Means Budgeting Hub
Budgeting isn’t about deprivation—it’s about telling every dollar where to go so your money lines up with your priorities. This page pulls together our best tools, calculators, and hand-picked apps (each with an affiliate program, so you can support Fiscal Means at no extra cost) to help you build a plan that actually sticks.
Top Budgeting Apps
App
Why We Like It
YNAB (You Need A Budget)
Deep zero-based method, powerful goal tracking, huge learning communityYNAB.com
Tiller
Pipes 21 000+ banks straight into Google Sheets/Excel—spreadsheet freedom with automationTiller.com
Simplifi by Quicken
Clean mobile UI plus robust web dashboard; great Mint replacement with investment trackingSimplifi.com
Rocket Money
Automates bill negotiation, subscription cancellation, and spending insights—true “set-and-forget” savingsRocketMoney.com
Monarch Money
Modern, privacy-first Mint alternative with shared household budgeting and net-worth dashboardsMonarchMoney.com
Credit Karma
Free credit monitoring plus cash-flow insights and “Credit Karma Money” checking/savings—easy on-ramp for ex-Mint usersCreditKarma.com
Heads-up: Some links on this page are affiliate links. Clicking them supports Fiscal Means at no extra cost.
How to Use This Page
Review & adjust – revisit your plan each month, tweak categories, and celebrate wins.
Pick a framework – try the calculators & templates to see which approach (zero-based, 50/30/20, envelope) feels right.
Choose an app – start a free trial, sync your accounts, and let the data do the talking.
Automate check-ins – add calendar reminders for bill due dates and monthly “money meetings.”
A reminder to conduct a mid-year financial review—budget check, spending review, investment rebalancing.
Federal Student Aid (FAFSA) Application Due
Deadline to submit the Free Application for Federal Student Aid (FAFSA) to qualify for most federal and state financial aid. Dates may vary slightly by state or institution, but June 30 is the federal cutoff for each academic year.
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Amazon Prime Day(s)
Amazon's massive mid-year sales event offering major discounts on electronics, home goods, and more. Great opportunity to compare prices and take advantage of deals.
Amazon Prime Day(s)
Amazon's massive mid-year sales event offering major discounts on electronics, home goods, and more. Great opportunity to compare prices and take advantage of deals.
Amazon Prime Day(s)
Amazon's massive mid-year sales event offering major discounts on electronics, home goods, and more. Great opportunity to compare prices and take advantage of deals.
Amazon Prime Day(s)
Amazon's massive mid-year sales event offering major discounts on electronics, home goods, and more. Great opportunity to compare prices and take advantage of deals.
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